The U.S. banking landscape is evolving quickly with new digital banks emerging, facing regulatory scrutiny and challenges from traditional financial institutions.
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Jason Mikula is a fintech expert with a background in marketing and product management.
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The post examines the compliance risks of 'no KYC' crypto cards that exploit corporate issuing loopholes, revealing significant regulatory and reputational challenges in fintech partnerships.
Jorge Luis Figueira allegedly laundered billions using Tether, exploiting banking loopholes and blockchain technology to obscure the origins of illicit funds.
Evolve Bank faces legal scrutiny over its handling of user funds linked to Synapse's bankruptcy, raising questions about compliance and the future of fintech partnerships.
Kontigo, a Venezuelan crypto exchange, is linked to the Maduro regime and exploits U.S. sanctions to facilitate transactions, raising concerns about compliance and financial crime.
The blog post discusses the indictment of Chen Zhi, the mastermind behind a large-scale crypto scam known as 'pig butchering,' which involved coercing victims into forced labor to perpetrate fraud. The indictment details the opera...
Recent fintech developments include Plaid's 2026 predictions, the launch of Erebor bank, and significant acquisitions, reflecting a rapidly changing banking landscape influenced by digital assets and regulatory shifts.
The blog post analyzes recent developments in banking models, focusing on deposit insurance approvals, neobank challenges, and the implications of Tether's new stablecoin launch.
The CFPB has allocated $46 million to compensate victims of the Synapse/Evolve financial crisis, but questions remain about the adequacy and timeline of these funds.
The blog post discusses the author's upcoming travel plans and participation in the Fintech Nerdcon in Miami, highlighting the event's focus on critical fintech topics. It also reports on Meta's internal documents revealing that 1...
The blog post discusses recent events surrounding Evolve Bank & Trust, including the FBI's raid and the arrest of CEO Bob Hartheimer on child pornography charges. It details Hartheimer's brief tenure as CEO, the bank's previous is...
Peter Piatetsky discusses the transformative role of agentic AI in financial crime compliance and its implications for governance and regulatory practices.
The post covers fintech developments, including Modern Treasury's payment service, Evolve Bank's financial issues, and Bridge's stablecoin compliance challenges.
Pipe's financial struggles and strategic partnerships are examined, alongside the implications of new trust bank approvals and the acquisition of Grasshopper Bank by Enova International.
The blog post discusses recent developments in the fintech sector, including the Tenth Circuit Court of Appeals' ruling on Colorado's Uniform Consumer Credit Code, which affects out-of-state banks' lending practices. It highlights...
In this episode, Jason interviews Brian Reshefsky, Timothy Li, and Vincent Zhang to discuss the transformation of the lending landscape through technology. Key points include the role of various stakeholders in driving change, the...
Jason Mikula details a lawsuit from TomoCredit and the tumultuous transition of Bilt's payment system, revealing significant user frustrations and potential regulatory concerns.
This podcast episode analyzes Kontigo's fintech service, exploring AML versus sanctions, infrastructure responsibilities, and the relationship between stablecoins and banking-as-a-service.
The blog post discusses the current state of Varo, a fintech bank, highlighting its financial struggles, including a $25 million loss in Q3 2025 and declining deposits. It emphasizes the importance of financial health in the conte...
In this podcast episode, Jason interviews Neha Narkhede, cofounder and CEO of Oscilar, discussing her background with Apache Kafka and Confluent, and how Oscilar aids fintechs and banks like Sofi in developing real-time risk manag...
The blog post discusses Apple's gradual rollout of its Digital ID feature within the Apple Wallet, which allows users to create a digital identity credential from their US passport. The post highlights the slow adoption of Apple P...
The blog post discusses recent developments in the U.S. banking sector, including the FDIC's quarterly banking profile, which shows a 13.5% increase in net income for commercial banks in Q3 2023. It highlights factors contributing...
Bilt faces significant user complaints over its new card system, while Revolut and Upstart apply for national bank charters to enhance their operations in the U.S.
Recent fintech developments include Binance's launch of a crypto platform for children and leadership changes at Pipe, raising concerns about consumer debt and regulatory scrutiny.