About:

Jay F. is a writer and entrepreneur interested in startups, finance, and AI, with a passion for surfing and journaling.

Website:

Specializations:

Interests:

Startups Personal finance AI Data science Business Early retirement
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The author reflects on the rapid evolution of artificial intelligence over the past three years, particularly after the launch of ChatGPT, which disrupted previous predictions about AI startups. The text discusses the challenges f...
The post explores investment strategies amid concerns of market stagnation, emphasizing the importance of personal risk tolerance and life circumstances over market predictions.
The blog post discusses the recent performance of the fictional K-Pop group HUNTR/X on Jimmy Fallon, highlighting the differences between the live performance and the characters from the movie K-Pop Demon Hunters (KPDH). It introd...
The blog post discusses the cultural shift towards 'vibes' in decision-making, where instinct and emotional responses are prioritized over analytical thinking. It highlights how this trend is evident in various fields, including t...
The post critiques California's Prop 13 for creating housing vacancies and highlights the financial advantages of renting and investing over homeownership in San Francisco's market.
The post discusses the 996 work culture, where employees work 12-hour days, 6 days a week, originating from China and now influencing AI startups in Silicon Valley. It highlights the shift in work culture among young founders who ...
The post explores the trade-off between the freedom of bootstrapping a business and the growth pressure that comes with venture capital investment.
The author shares their investment evolution from a simplistic 'buy and hold' strategy to a more nuanced understanding of diversification and risk management in portfolio construction.
An eight-year journey of learning to surf reveals the challenges, dedication, and personal growth involved in mastering the sport, emphasizing resilience and the joy of the experience.
The author recounts their experience of launching a Vietnamese coffee supplement brand during a personal and professional downturn. After a failed startup and a breakup, they attempted to capitalize on the growing markets of suppl...
The author recounts their experience with a self-imposed Month to Monk challenge, focusing on the difficulties of caffeine withdrawal. They describe feelings of fatigue, apathy, and brain fog, contrasting their experience with oth...
The author reflects on the life of their maternal grandfather, who lived to be 96 years old. They recount two significant 'miracles' that shaped his life: the first being a chance encounter with a fortune teller who advised his pa...
The post discusses the importance of studying failures as a means to achieve personal and professional growth. It highlights insights from notable figures like Ray Dalio and Taylor Sheridan, who emphasize the need to reflect on mi...
The post explores the lives of Taylor Sheridan, a successful screenwriter who transformed his failing acting career into a lucrative writing career, and Pete Adney (Mr. Money Mustache), a pioneer of the FIRE movement who retired e...
The author reflects on their experiences in Bali over the past decade, noting significant changes in the region's tourism landscape. Initially a haven for budget travelers and surfers, Bali has transformed into a high-end destinat...
The author reflects on the concept of being 'in-the-pocket' versus 'out-of-the-pocket,' exploring personal growth, risk-taking, and productivity. They recount their journey from a data scientist to a startup founder, highlighting ...
The post examines the disconnect between perceived and actual economic progress across generations, using personal experiences from the COVID-19 pandemic as a backdrop.
The author reflects on their summer experiences in Europe, particularly in London, Switzerland, and Italy, highlighting the European art of relaxation and lifestyle contrasts with American culture. They discuss the enjoyment of lo...
The text discusses the parallels between the characters of Don Draper from Mad Men and Warren Buffett, exploring the hidden costs of success and the impact on personal life. It also delves into the evolution of Buffett's family re...
The author attended SaaStr 2025 and observed that the biggest theme was Go-to-Market AI companies. Many companies were selling tools for go-to-market, but the effectiveness of these AI products is still uncertain. The author also ...
The 2024 Shareholder Letter by Jay F. discusses the future of Interview Query, focusing on AI and vertical market expansion. It addresses the rise of AI interview cheating tools and the risks they pose to the business. The letter ...
The author reflects on his life and his obsessions, particularly his obsession with magic. He discusses how magic has shaped his life and personality, and how he started learning magic tricks. He also talks about the impact of mag...
The text discusses the issue of AI cheating in job interviews and provides tips for interviewers to avoid making catastrophic hiring mistakes. It also highlights the consequences of interview fraud and suggests ways to detect stra...
The author shares his experience of burnout and how he used the Double Diamond design process to identify the root problem. He discusses the three main dimensions of career transitions and how he evaluated different options to fin...